How to write a cheque in hong kong flyertalk forums. The 9 digits of the micr code indicate the bank and the branch that issued the cheque. The payer is required to use the ebanking security device when issuing echeque. Crossboundary echeques services bochk customers can now issue hkd, usd, and rmb echeques via internet banking and mobile banking, and then deposit online with banks in guangdong province including shenzhen via the online. The cancellation of the word bearer automatically makes the cheque an order cheque. Payment by phone service pps please call 18031 for payment. Enter your location and service type and select the symbol to see opening hours and contact details. Paybymail mail a crossed cheque payable to american express international, inc. For example, if i set up my account with hsbc in happy valley and i wrote jane doe an uncrossed cheque, she could not go and cash it at the hsbc in wan chai. Request letter to bank for issuing new cheque book sample. To track the status of any cheque, one must be aware of the cheque number written on it. Every echeque carries the digital signatures of both the payers and the payers bank. The hong kongshenzhen joint clearing for usd cheque was launched in july 2004.
On a crossed cheque the words account payee only or similar are printed between two parallel vertical lines in the centre of the cheque. Find the nearest atm, express banking facility or counter service. After the cheque number comes the micr magnetic ink character recognition code. Hkd current account open a hkd current account with standard chartered, you will not only have the convenience of a cheque book, but you also have the added bonus of nobounce cheque protection. The information that one needs to fill in a deposit slip is date, account number, cheque amount, cheque number, branch name. Payment services hsbc hong kong commercial banking. Write your card account number on the back of the cheque. Business hours hong kong time transfer within hsbc hong kong dollar bank account 24 hours. For currencies direct to domicile country via online at hsbc. Cheque book request for delivery at your mailing address. Only applicable to clients with letter of indemnity for checkbook mailing.
This is a cheque whereby the printed word bearer on the cheque is cancelled. An order cheque can be paid to the named payee across the banks account if so presented. Act now to experience the fast and convenient echeques services by logging in internet banking or mobile banking. A of the general terms and conditions shall also apply to the account and to any cheque books issued and any cheques drawn under the. With our continuous efforts to enhance hsbc internet banking service, we now introduce the new pinprotected security devicemobile security key to let you enjoy the comprehensive internet banking services with more flexibility and higher security, you may access hsbc internet banking by using the security devicemobile security key or dual password logon regarding your needs. This screen provides you with the ability to order a new chequebook or payingin book. When you pay a cheque into your account from a customer of another branch or bank, we send it to that other bank or branch to get the payment. Please read and follow the instructions in online banking while requesting for cheque book. Download application forms for hsbc credit card, loans, mortgages, balance to incomebti, business banking and more in our form center online. This limit is shared by all available channels the respective maximum daily transfer sublimit for local atm and personal internet banking is hkd400,000, and for overseas atm and phone banking is hkd50,000. Cheque outsourcing service cashiers order with the cheque outsourcing service cashiers order, bochk acts on behalf of companies to issue cashiers orders. If you are 60 years of age or older, you will be exempt from the monthly fee 7. Sep 11, 2007 if you have thrown them all away, just go into any hsbc high street branch with your cheque book so they can discover the account type and ask for one with a bit of digging, you can usually find details of account charges on the banks web site, however they often have so many different types of account that finding the bright one can take.
However, if, in its discretion, hsbc accepts such an instruction. For new cheque orders or reorders where your personal information has changed since your last order, please contact us at 1888310 hsbc 4722. The joint cheque clearing service is further expanded to cover rmb cheques drawn on banks in hong kong and presented to banks in guangdong province including shenzhen in march 2006. Hsbc bank oman saog and they replace any general personal banking terms with hsbc that you may have agreed to in the past that are applicable in oman, whatever those terms might have been called. A cheque is simply a written order directing a bank to release a stated amount of money from a specific bank account. The cheque will be in hkd and i want to cash it in hkd when im visiting hk in a week, but i dont have a hk bank account.
The hongkong and shanghai banking corporation limited. Can i issue bearer cheque or cash cheque for echeques. Deposit the check into the bank account named on the check then you can withdrawal on the deposit. The active account is permanently displayed at the top of the screen. My original hsbc cheque book with powervangtage had ac payee only which is also the standard in the uk. Youll need to show some id when you cash the cheque, a passport or hkid is fine. Canadian dollar only unlimited daytoday banking, includes withdrawals, deposits, bill payments, direct. If a cheque is crossed, you cannot get money for the cheque immediately.
Marked cheques refer to valuation of singapore dollar cheques on the same day. Select an account order a chequebook payingin book. Manage money and issue cheques for daytoday payments with hsbc hong kong dollar current account. Click credit limit increase and input the requested information.
In order to deposit a cheque received from someone into your bank account. In july 2004, the hkma and peoples bank of china shenzhen central subbranch agreed to extend the cross border cheque clearing between hong kong and shenzhen to usd cheques modeling on the existing hkd counterpart to improve efficiency of clearing and settlement of usd cheques drawn on banks in shenzhen and presented to banks in hong kong. Cheque book sent by registered post will be subject to a levy. An order cheque is one that can only be paid to a particular payee, who can only pass the cheque to another person by signing his or her name behind it. To order a cheque book or payingin book online you must have previously ordered one for that account through telephone banking. A flexible way to manage your cash flow and finances. Create a demand draft at an hsbc branch or hsbcnet a convenient way to make payments without the need to know accounting details of the payee less risk compared to a cheque as it can only be credited to a specific payees account. The delivery of cheque book to your mailing address is subject to the courier service availability at your locations and is applicable for the clients from valley branches. The rules concerning crossed cheques are set out in section 1 of the cheques act 1992 and prevent cheques being cashed by or paid into the accounts of third parties. Difference between order and bearer cheques are as follows. Ideal if payment details are required or transactions require payment on demand create a cashiers order at an hsbc branch or hsbc net removes the risk of carrying large amounts of cash. With dualpassword logon, you can access the following selected hsbc internet banking services. In order words, the identity of the presenter of the cheque is not insisted by the banker.
I wrote jane doe an uncrossed cheque, she could not go and cash it at the hsbc in wan chai. Please input the bill number printed on the premium notice according to the screen instructions and safe keep the deposit slip for future reference. How do i order a cheque book or payingin book using online. Discover more about the greater bay area development and how we can help you and your business tap into its potential. It is important to maintain steady availability of the cheque book so that timely payment can be made without any last minute rush. Transfer within hsbc credit card account 9am 8pm mon fri 9am 5pm sat transfer within hsbc foreign currencies and renminbi exclude usdcombination passbook savings. A crossed cheque from an hsbc account to an hsbc account can be treated as an instruction and funds can be made available instantly. It provides secure and efficient transmission of a high volume of transactions through a hosttohost channel. I need to cash a cheque from a company i did freelance work for. Forms and downloads if youre looking for a specific form or download, you should be able to find it here. From feedback to applications, visit our download centre to access hsbc forms and documents. The cheque book s will normally be sent out within four business days after application.
Difference between order and bearer cheques explained. Here is how it works, if you have a current account with a bank, you are provided with a cheque book. Electronic cheque echeque hong kong monetary authority. An easy guide to bank services and charges hsbc philippines. Please write your card account number on the back of the cheque. We are proud to be the first bank in hong kong to offer you a choice of two logon options to help you manage your finances with even more flexibility and convenience. Hkd check issued by hsbc us, drawee bank is hsbc hk. Before cheque imaging, any cheque you paid into your account would show as pending until it had been cleared. In the event that the total amount of all the cheques issued by the same customer in. Forms and downloads help and support center hsbc sg. We have the most extensive network of more than 1,000 machines, include atms, cash deposit machines and cheque deposit machines in hong kong. With regards to a cheque crossed ac payee only or ac payee the relevant legislation means that a cheque that bears one of these crossings can only be paid into an account in the name of the person who has received the cheque the payee exactly as it appears on the cheque. Immediate access anywhere with an internet connection. The customer has the flexibility of initiating the following paper payments through ips cos.
The cheque number is a 6 digit number and is always written at the bottom lefthand corner of the cheque. Discover our secure, safe and cheap way to transfer money with hsbc cashiers order service. What is the difference between order cheque and bearer cheque. Or she would have to deposit it in her account and wait until the cheque cleared in order to get the money. Cheque book application pdf, 212kb cheque book application pdf, 212kb this will download an application form for teh cheque book download link cashiers order application form pdf, 1. Request letter to bank for issuing new cheque book sample cheque check is one of the most prevalent modes of making payment to someone or an organisation against the payment due or an advance or a gift, etc.
To enjoy added convenience, you may also apply for your new cheque book s via our internet banking, phone banking or atms anytime. You can actually request cheque books with either ac payee only already preprinted or just uncrossed or bearer with hsbc. A lot of people know that hsbc is a bank, but not many realize that hsbc stands for hong kong and shanghai banking corporation. Youll normally have to wait three working days after you pay the cheque in for it to clear unless you ask us to send it for special presentation. The oldest trick in the chequebook current accounts. Hsbc will only comply with this instruction if all details accord strictly with those of the relevant cheque s cashier order s and the cheque s cashier order s, cheque book s hashave not been presented, and remains unpaid, when such instructions are received by hsbc. However my new cheque books with scb are in bearer form only, and i would have to add in the cross for ac payee only. If neither are available then you can use the pictur.
You will have to fill in the banks cheque deposit slip. To update your personal information before placing a cheque order andor the cheque order is being mailed to an address outside canada, please contact us at 1888310 hsbc 4722 or visit a branch. Automated banking more bank of china hong kong limited. Bochk upgrades its banking services and facilities continuously to enhance customer experience. However i live in hong kong now and ive been struggling to find out the difference between current account and savings account hereand also in singapore, presumably, since the information on banks website has been really obscure. You can utilize the cdms of hsbc and bank of china hong kong by selecting fwd life ins. Cheques should be crossed and made payable to the hongkong and shanghai banking corporation limited or hsbc. In case of a bearer cheque, no endorsement is required to encash it. The cheque must be crossed with your payable mobile number and contact number please specify separately on the back.
When an order cheque is crossed it generally means that the written amount is payable only to the account of the company or person whose name is on the cheque, no cash will be issued otherwise. Please mail it with the stub of your bill if any if the cheque is for settling more than one mobile bill, please state the payment amount of each mobile number clearly. The id number and the named payees signature will be asked for on the back of the cheque. The greater bay area has the potential to become an economic powerhouse through deepening cooperation between guangdong, hong kong and macao. Ive done the same thing many times, you just need to make sure that the check is made out in your name or to cash, you go to a hsbc bank and the cheque is not crossed. A crossed check is any check that is crossed with two parallel lines, either across the whole check or through the top lefthand corner of the check. The enclosed charges only apply to accounts held with hsbc. The cheque book s will normally be sent out within seven business days after application. What is the difference between order cheque and bearer. Based on your needs, payment advices can be printed, as well as mailed or couriered to payees together. You can also download latest hsbc hk mobile banking app and follow the.
Select the account that you wish to order a replacement chequebook or payingin book for by selecting the appropriate account number on the right hand side of this page. You may therefore assume that hsbc is an asian bank, but in actuality hsbc is a british bank as it was founded when hong kong was one of its colonies in 2865. If the account you are trying to order a cheque book or payingin book for is not listed, then your cheque payingin book preferences have not been recorded for that account and you will need to contact. A bearer cheque is one which is payable to the presenter or bearer of the cheque. Identification must be insisted on by the bank when encashing the order cheque for the presenter. Cheque number where is the cheque number on cheque. Cheque books are issued to current account holders only. Cheque outsourcing service cashiers order corporate. Hong kong whats the difference between current account and. Hsbc connect provides secure hosttohost integration with your systems infrastructure and hsbc. Checking the serial number of the cheque against those on my existing cheque book it soon became clear that a new cheque book had been sent to me by my bank, hsbc, and was intercepted in the post.
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